Under the Natural Hazards Disclosure Act (California Civil Code §1103 et seq.), a seller and their agent must disclose to a buyer whether a property lies within any of six state- or locally-mapped hazard areas. Those six hazards are disclosed on a standardized statutory form, the Natural Hazard Disclosure Statement (NHDS): a special flood hazard area, a dam-failure inundation area, a very-high fire hazard severity zone, a state-responsibility wildland fire area, an Alquist-Priolo earthquake fault zone, and a seismic hazard zone.

Yes. We produce a full parcel-level hazard report for commercial properties using the same official government data (flood, wildfire, earthquake, dam, seismic). Note that the statutory §1103.2 Natural Hazard Disclosure Statement and the AB-38/FHDS are residential (1–4 unit) instruments — so a commercial order includes the hazard report and a hazard summary, without those residential forms. Commercial hazard disclosure is typically handled through the purchase agreement and due diligence. Just choose "Commercial" when you order.

Every order includes the statutory §1103.2 NHD Statement and a full parcel-level hazard report — plain-English explanations, recommended mitigation, an insurance-availability outlook, and citations to the official source for each finding. It's white-labeled with your brand. The price is $19 per report (5-pack: $85) — a fraction of the $100–$150 legacy providers typically charge. See Pricing.

Sign in at app.parcelriskreport.com, enter the property address (we confirm the exact parcel before you spend a credit), and generate. Agents, sellers, inspectors, and buyers can all order directly.

Minutes. Our engine pulls each hazard live from the official government maps and assembles the disclosure and report on the spot; you download it and get a shareable client link.

Yes. We carry Errors & Omissions (professional liability) insurance for our disclosure reports.

Credits never expire, and a credit is only used when you actually generate a report. So if you buy ahead and a particular deal doesn't pan out, your unused credit simply stays on your account for the next property. (Once a report has been generated for a property, that credit has been used.)

Reports don't expire. However, the underlying government hazard maps are updated from time to time, so for a current determination we recommend regenerating the report if it isn't recent.

A report is specific to the property (parcel) it was generated for. For a different property, generate a new report. You're free to share a property's report with the parties to that property's transaction.

Yes — generate a report per address, or for portfolios and bulk orders contact us at support@parcelriskreport.com about volume and API options.

Yes. For parcels in a High or Very-High Fire Hazard Severity Zone, the report includes the AB-38 (Civil Code §1102.19) defensible-space and home-hardening walkthrough — the same fire-hardening/defensible-space disclosure content required at sale.

Only official public sources: FEMA, CAL FIRE / Office of the State Fire Marshal, USGS, the California Geological Survey, Cal OES / DWR Division of Safety of Dams, NOAA, EPA, and the U.S. Census. See our Methodology for the exact source behind every hazard.

We generate the statutory NHD Statement required under Civil Code §1103, plus a supplemental hazard report for context. It is not a substitute for a professional inspection, a FEMA flood determination, a fire-agency defensible-space inspection, or any insurance decision, and we do not provide personalized probability scores.